Terms of Service
Last updated: January 2026
Acceptance of Terms
By accessing and using DentalMax ("the tool"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the tool.
Description of Service
DentalMax is a free, client-side calculator designed to help users estimate how to optimize their dental insurance benefits across plan years. The tool provides educational estimates based on the information you enter.
Important Disclaimers
This tool provides estimates only. It is not financial, medical, or insurance advice.
- Actual costs vary significantly by provider, location, and individual circumstances
- Insurance plans differ in their specific terms, exclusions, waiting periods, and coverage rules
- Always verify coverage details directly with your insurance company before making treatment decisions
- Consult professionals for medical advice about treatment timing and necessity
No Professional Advice
The information provided by DentalMax is for general informational purposes only. It does not constitute:
- Medical or dental advice
- Insurance advice
- Financial planning advice
- Legal advice
You should consult qualified professionals for advice specific to your situation.
Accuracy of Information
While we strive to provide helpful estimates, we make no warranties about the accuracy, completeness, or reliability of the calculations. The default procedure costs are national averages and may not reflect prices in your area.
You are responsible for entering accurate information about your insurance plan and verifying any results with your insurance provider.
Limitation of Liability
To the fullest extent permitted by law, Staq Tools and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use DentalMax.
We are not responsible for any decisions you make based on the tool's output, including but not limited to decisions about:
- When to schedule dental procedures
- Which procedures to prioritize
- How much to budget for dental care
- Insurance plan selections
Intellectual Property
DentalMax and its original content, features, and functionality are owned by Staq Tools and are protected by international copyright, trademark, and other intellectual property laws.
Permitted Use
You may use DentalMax for personal, non-commercial purposes. You may not:
- Copy, modify, or distribute the tool's code without permission
- Use the tool for any unlawful purpose
- Attempt to interfere with the tool's operation
- Use automated systems to access the tool in a manner that exceeds reasonable use
Service Availability
We do not guarantee that DentalMax will be available at all times. We may modify, suspend, or discontinue the tool at any time without notice.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the tool after any changes constitutes acceptance of the new terms.
Governing Law
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Contact
If you have questions about these terms, please visit staqtools.net for contact information.